As a deferred member you still get valuable protection for your family if you die.

Your beneficiaries will be paid a lump sum death benefit, and your dependant(s) could receive a dependant’s pension. If you’re not married or in a civil partnership, you can nominate someone else to receive the dependant’s pension.

Make sure the death benefit lump sum is going to the right person

You can nominate more than one person and indicate what percentage you’d like them to receive. To let us know who you’d like to receive the lump sum, or to update your beneficiaries at any time: