Did you pay more to get more?

While you were an active member, you might have paid extra contributions, known as Additional Voluntary Contributions (AVCs). Your AVCs will provide you with additional benefits at retirement.

There are two different types of AVCs:

  • Money Purchase AVCs (MPAVCs)
  • Added Years.

If you have any MPAVCs, you can change your investment funds at any time. See the ‘switching your funds’ section below for more information.

Switching your funds

You can change where your MPAVCs are invested.

To make a change, complete and return the AVC switch form. We will acknowledge it within five working days.

MPAVC unit prices

This information is available at Pension self-service.