Normal Pension Age in the Scheme is 65, although you can currently retire from age 55, the government has announced that this will increase to age 57 from 2028.

If you retire between age 55 and 59, your benefits will be reduced for early payment.

In most cases you can take your pension from 60 without any reduction. If you left the Scheme because of redundancy, you may be able to take your pension from 50.

If you retire early and take your benefits before you reach State Pension age, you have the option to Bridge the Gap.

Different early retirement rules apply to the Manual Workers Pension Scheme. If you were a member of this scheme, please email us for more information.

You can retire at any time due to ill health without a reduction, but you will need to satisfy strict ill-health criteria to do so.

To find out more about when you can retire from the Scheme, please visit My Retirement Planner. You will need to login to Pension self-service to use My Retirement Planner. Once logged in, you can find it under ‘Your Services’.

There’s a Q&A about My Retirement Planner that explains more about the services it provides.